Skip to content

Recent Posts

  • Creating Lasting Memories: How to Make Your Baby’s First Vacation Unforgettable
  • Frugal Find: Rechargeable Lightbulb
  • How to Live a Zero Waste Life: Simple Steps to an Eco-Friendly Lifestyle
  • Transform Your Closet on a Budget – How to Organize Your Closet For Cheap!
  • Migraines? A Mouth Guard May Help!

Most Used Categories

  • Money Saving Tips (40)
  • guest posts (37)
  • Featured (32)
  • DIY (24)
  • Fashion (20)
  • Frugal Living (19)
  • home (17)
  • Printable (16)
  • 1 (16)
  • Homemaking (15)
Skip to content
Frugalful

Frugalful

Living The Pretty Life on a Budget – Your Resource For All Things Frugal

  • Frugal Living
  • Beauty & Style
  • Parenthood
  • Printable
  • Shopping
    • Rooting Tooting Baby Company
  • ♥ Rooting Tooting Baby
  • Zero Waste Life
  • Home
  • Uncategorized
  • In Debt? 4 Options To Keep Your Head Above Water.

In Debt? 4 Options To Keep Your Head Above Water.

webmasterMay 24, 2012

Are you in debt? Who isn’t these days? Luckily, there are a few options to help you continue to live the life you enjoy while being frugal:

  • Cut Spending

The easiest option would simply be to cut spending. Food and gas are often culprits to your pocketbooks. Instead of eating out several nights of the week, keep an eye out for coupons and stock up on groceries that will last the whole month. In terms of keeping gas prices down, try carpooling, public transportation, or riding your bike.

  • Credit Card Consolidation

Another option is to consolidate your credit cards. Interest rates can add up and make it seem like there is never a light at the end of the tunnel for paying off your bills. An ideal situation would be to find an offer of 0% for balance transfer or APR and consolidate all your cards together to avoid multiple interest rates.

  • Refinancing Your Home

A bigger step to take that will save tremendous amounts is refinancing your home. Refinancing can help lower your monthly payments and save a lot money over the year. Since refinancing can be a big decision, you may want to do your research and consult with the experts. For this,  you can find more info on FHA refis at StreamlineRefinance.net (http://www.streamlinerefinance.net).

  • Budget Your Income

Lastly, making a budget and sticking to it will help you stay out of debt. It will take discipline, of course, but it will be well worth it to know that you are on the road to recovery.

By applying these options to your financial decisions, you will be on track to getting your debt in control and keeping a comfortable lifestyle. CNN Money has information that can help guide you with your decisions.


Free images from FreeDigitalPhotos.net
Frugalful is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. As an Amazon Associate I earn from qualifying purchases.
What’s your Reaction?
+1
0
+1
0
+1
0
+1
0
+1
0
+1
0
+1
0
Facebook Twitter Email

Post navigation

Previous: How to Get Sexy Salon-Curls
Next: Natural Beauty on a Budget

Related Posts

A Frugal Guide: How to go on a Disney Vacation for Under $1000

April 13, 2013 webmaster

Happy Easter From Frugalful!

March 31, 2013 webmaster

It’s March! Some of My Favorite St. Patty’s Day Pins!

March 4, 2013 webmaster

Trending Posts

  • Creating Lasting Memories: How to Make Your Baby’s First Vacation Unforgettable
  • Frugal Find: Rechargeable Lightbulb
  • How to Live a Zero Waste Life: Simple Steps to an Eco-Friendly Lifestyle
  • Transform Your Closet on a Budget – How to Organize Your Closet For Cheap!
  • Migraines? A Mouth Guard May Help!
Pinterest
Pinterest
fb-share-icon
Facebook
fb-share-icon
RSS
Follow by Email
  • About
  • Contact
  • Terms and Conditions
  • Privacy Policy
  • Home

Copyright 2022 Frugalful.com | Meares LLC. All Rights Reserved 

Manage Cookie Consent
To provide the best experiences, we use technologies like cookies to store and/or access device information. Consenting to these technologies will allow us to process data such as browsing behavior or unique IDs on this site. Not consenting or withdrawing consent, may adversely affect certain features and functions.
Functional Always active
The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network.
Preferences
The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user.
Statistics
The technical storage or access that is used exclusively for statistical purposes. The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.
Marketing
The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes.
Manage options Manage services Manage vendors Read more about these purposes
View preferences
{title} {title} {title}